Current Rates

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Deposit Rates

Account
Name
Minimum
Deposit
Interest
Rate
APY*
UMAX (Personal Checking)$100.000.15%0.15%
UFIRST (Money Market)$2,500.000.25%0.25%
USAVE (Savings) $10.000.10%0.10%
91 Day Maturity CD $1,000.000.25%0.25%
182 Day Maturity CD $1,000.000.40%0.40%
12 Month Semi-Annual CD $1,000.000.75%0.75%
18 Month Semi-Annual CD $1,000.000.90%0.90%
24 Month Semi-Annual CD $1,000.001.00%1.00%
36 Month Semi-Annual CD $1,000.001.25%1.25%
48 Month Semi-Annual CD $1,000.001.50%1.50%
60 Month Semi-Annual CD $1,000.001.75%1.75%
Education CD$100.00Same as CDSame as CD
IRA (fixed)$100.00Same as CDSame as CD
IRA (Variable)$100.000.75%0.75%
Current Rates - All Interest Bearing Accounts
Effective Date: August 15th, 2019

*Assumes reinvestment of interest earned at the stated rate.
APY means Annual Percentage Yield. Rates subject to change without notice.
Substantial penalty for early withdrawal. Fee's could reduce earnings.

*APY refers to Annual Percentage Yield based on simple interest.
*APR refers to Annual Percentage Rate based on simple interest.

Lost/Stolen ATM Card

If your ATM/Debit card is lost or stolen, contact us immediately at 423-784-9446. After regular business hours, please call 1-866-546-8273 to receive immediate assistance.