Current Rates

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Deposit Rates

Minimum Balance
to Obtain Annual
Percentage Yield
UMAX (Personal Checking)$100.00$2,500.00 (a)0.15%0.15%
UFIRST (Money Market)$2,500.00$2,500.00 (a)0.25%0.25%
USAVE (Savings) $10.00$100.00 (b)0.10%0.10%
91 Day Maturity CD $1,000.00$1,000.00 (b)0.25%0.25%
182 Day Maturity CD $1,000.00$1,000.00 (b)0.40%0.40%
12 Month Semi-Annual CD $1,000.00$1,000.00 (b)0.75%0.75%
18 Month Semi-Annual CD $1,000.00$1,000.00 (b)0.90%0.90%
24 Month Semi-Annual CD $1,000.00$1,000.00 (b)1.00%1.00%
36 Month Semi-Annual CD $1,000.00$1,000.00 (b)1.25%1.25%
48 Month Semi-Annual CD $1,000.00$1,000.00 (b)1.50%1.50%
60 Month Semi-Annual CD $1,000.00$1,000.00 (b)1.75%1.75%
Education CD$100.00$100.00 (b)Same as CDSame as CD
IRA (fixed)$100.00Same as CDSame as CD
IRA (Variable)$100.000.75%0.75%
Current Rates - All Interest Bearing Accounts
Effective Date: August 15th, 2019

*Assumes reinvestment of interest earned at the stated rate.
APY means Annual Percentage Yield. Rates subject to change without notice.
Substantial penalty for early withdrawal. Fee's could reduce earnings.

*APY refers to Annual Percentage Yield based on simple interest.
*APR refers to Annual Percentage Rate based on simple interest.

(a) Average Daily Balance - The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

(b) Daily Balance - The amount of the principal in the account each day.

Lost/Stolen ATM Card

If your ATM/Debit card is lost or stolen, contact us immediately at 423-784-9446. After regular business hours, please call 1-866-546-8273 to receive immediate assistance.