Current Rates

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CD Rates

Account NameMinimum DepositInterest RateAPY*
UMax - Checking $100.00 0.15%0.15%
UFirst - Money Market $2500.000.25%0.25%
USave - Savings$10.000.10%0.10%
91 Day Maturity CD $1,000 0.25%0.25%
182 Day Maturity CD $1,000 0.35%0.35%
12 Month Semi-Annual CD $1,000 0.50%0.50%
18 Month Semi-Annual CD $1,000 0.60%0.60%
24 Month Semi-Annual CD $1,000 0.75%0.75%
36 Month Semi-Annual CD $1,000 1.00%1.00%
48 Month Semi-Annual CD $1,000 1.25%1.26%
60 Month Semi-Annual CD $1,000 1.50%1.51%
IRA (fixed)$100Same as CDSame as CD
Current Rates - All Interest Bearing Accounts
Effective Date: January 16th, 2018

*Assumes reinvestment of interest earned at the stated rate.
APY means Annual Percentage Yield. Rates subject to change without notice.
Substantial penalty for early withdrawal. Fee's could reduce earnings.

*APY refers to Annual Percentage Yield based on simple interest.
*APR refers to Annual Percentage Rate based on simple interest.

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