Checking & Savings

Do U want to determine your deposit insurance?
Navigate to here & find out! https://www.fdic.gov/edie/

UChuze Checking

The Everything Account!

  • Unlimited Check Writing
  • Unlimited Check Card Transactions*
  • NetTeller Online Banking
  • UBank Mobile
  • UTalk Phone Banking
  • UPay Online Bill Pay
  • $100.00 Minimum Deposit to Open
  • $9.00 Monthly Fee
  • - You May Chuze to earn $3.00 Credits toward the $9.00 Monthly fee for each of the following criteria met during the statement cycle, with max credit of $9.00 - (Age 62 or Older, Direct Deposit, E-Statement OR 15 or more Debit card Transactions posted and settled).
  • - You may also Chuze to avoid the $9.00 monthly fee by maintaining $5,000.00 in any combination of deposit and loan balances.
Contact Us!

UMax Checking

Everything With Interest On Top!

  • Pays UMax Premium Interest Rate
  • Unlimited Check Writing
  • Unlimited Visa Check Card Transactions*
  • NetTeller Online Banking
  • UBank Mobile
  • UTalk Phone Banking
  • UPay Online Bill Pay
  • $100.00 Minimum Deposit to Open
  • $10.00 Monthly Fee
  • - U may avoid the monthly fee as follows - (E-Statement - Maintain $2,500.00 Average Balance in the Account) or (Paper Statement - Maintain $5,000.00 Average Balance in the Account).
Contact Us!

UFirst Money Market

We Put U 1st!

  • Pays Market Interest Rates
  • UBank Debit Card
  • NetTeller Online Banking
  • UBank Mobile
  • UTalk Phone Banking
  • $2,500.00 Minimum Deposit to Open
  • $3.00 per withdrawal in excess of 6 per month**
  • $3.00 monthly fee if minimum balance falls below $2,500.00 during month
Contact Us!

USave Savings

It’s All About Saving!

  • Pays Market Interest Rate
  • UBank ATM Card
  • NetTeller Online Banking
  • UBank Mobile
  • UTalk Phone Banking
  • $10.00 Minimum Deposit to Open
  • $3.00 per withdrawal in excess of 3 per month**
  • $3.00 monthly fee if minimum balance falls below $100.00 during month
Contact Us!

Christmas Club Savings

Start saving this Christmas to make next Christmas a special one. Save at your own pace, or set up auto-transfers from checking.

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Vacation Club Savings

Start saving now to make your next vacation a memorable one. Save at your own pace, or set up auto-transfers from checking.

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Important Information***

* UBank does not charge a transaction fee for debit card use. Overdraft fees may apply. A fee may apply when using ATM’s not operated by UBank. There is a $5.00 fee for replacing a lost or stolen card. Please consult your cardholder agreement and account disclosure for additional information and account terms.

** Savings accounts/MMA’s are limited transaction accounts and are subject to Regulation D. Excessive withdrawals over the regulatory limit may result in fees, account closure, change of account type, termination or transfer capability, or other remedial action. See your account disclosure for full details.

Lost/Stolen ATM Card

If your ATM/Debit card is lost or stolen, contact us immediately at 423-784-9446. After regular business hours, please call 1-866-546-8273 to receive immediate assistance.