Deposit Products

Do U want to determine your deposit insurance?

Navigate to here & find out!

https://www.fdic.gov/edie/index.html

CHECKING ACCOUNTS – JUST FOR U!

UChuze Checking – The Everything Account!

  • Unlimited Check Writing

  • Unlimited Check Card Transactions*

  • NetTeller Online Banking

  • GoDough Mobile Banking

  • Anytime Access Telephone Banking

  • UPay Online Bill Pay

  • $100.00 Minimum Deposit to Open

  • $9.00 Monthly Fee

*U may Chuze to earn $3.00 Credits toward the $9.00 monthly fee for each of the following criteria met during the statement cycle (max credit of $9.00)
  • Age 62 or older
  • Direct Deposit
  • E-Statement
  • 15 or more Debit Card transactions posted and settled
* OR, U may Chuze to avoid the monthly fee as follows:
  • Maintain $5,000.00 in any combination of deposit and loan balances (Total deposits, Total loans, or Combinations of each)

UMax Checking – Everything With Interest On Top!

  • Pays UMax Premium Interest Rate

  • Unlimited Check Writing

  • Unlimited Visa Check Card Transactions*

  • NetTeller Internet Banking

  • GoDough Mobile Banking

  • Anytime Access Telephone Banking

  • UPay Online Bill Pay

  • $100.00 Minimum Deposit to Open

  • $10.00 Monthly Fee

* U may avoid the monthly fee as follows:
  • E-Statement -Maintain $2,500.00 Average Balance in the Account
  • Paper Statement – Maintain $5,000.00 Average Balance in the Account

UBiz Checking – The Simply Business Account!

  • NetTeller Internet Banking

  • E-Statement or Paper Statement, with Check Images

  • $100.00 Minimum to Open

  • $10.00 Monthly Fee

* U may avoid the monthly fee as follows:
  • Maintain $1,000.00 Average Balance, OR
  • Transact less than 50 total transactions posted per month
* Larger commercial customers may be subject to a detailed monthly Account Analysis due to larger volumes of activity. Our Customer Service Representative will be able to assist with any questions about Account Analysis.

MONEY MARKET ACCOUNTS – JUST FOR U!

UFirst – We Put U 1st!

  • Pays Market Interest Rate

  • UBank Debit Card

  • NetTeller Internet Banking

  • GoDough Mobile Banking

  • Anytime Access Telephone Banking

  • $2,500.00 Minimum Deposit to Open

  • $3.00 per withdrawl in excess of 6 per month**

  • $3.00 monthly fee if minimum balance falls below $2,500.00 during month