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Current Rates – All Interest Bearing Accounts
Effective Date: February 12th, 2013
| Account Name |
Minimum Deposit |
Interest Rate |
APY* |
| Money Market Personal | $2,500 | 0.20% | 0.20% |
| Money Market Personal | $50,000 | 0.35% | 0.35% |
| Now – Personal | $1,000 | 0.10% | 0.10% |
| UBANK Checking | $2,500 | 0.15% | 0.15% |
| Regular Savings | $100 | 0.10% | 0.10% |
| 91 Day Maturity CD | $1,000 | 0.20% | 0.20% |
| 182 Day Maturity CD | $1,000 | 0.25% | 0.25% |
| 12 Month Semi-Annual CD | $1,000 | 0.40% | 0.40% |
| 18 Month Quarterly CD | $1,000 | 0.50% | 0.50% |
| 24 Month Quarterly CD | $1,000 | 0.60% | 0.60% |
| 36 Month Quarterly CD | $1,000 | 0.75% | 0.75% |
| 48 Month Quarterly CD | $1,000 | 1.00% | 1.00% |
| 60 Month Quarterly CD | $1,000 | 1.25% | 1.25% |
| IRA (fixed) | $100 | Same as CD | Same as CD |
*Assumes reinvestment of interest earned at the stated rate.
APY means Annual Percentage Yield. Rates subject to change without notice.
Substantial penalty for early withdrawal. Fee’s could reduce earnings.
*APY refers to Annual Percentage Yield based on simple interest.
*APR refers to Annual Percentage Rate based on simple interest.