What Your Home BuyAbility Test Score Means

You May Be Able To Afford More Home Than You Thought.

Compare your total score to the chart below. It shows how much home may be in your price range along with a typical down payment.

Regardless of how you scored, you can apply for the mortgage or refinancing amount you have in mind. That’s because our lending officers always try to find ways to approve loan requests, not look for reasons why they can’t.

HOME BUYABILITY CHART

If You Scored 14 to 17 points:
You could qualify for a mortgage up to $60,000 with a typical down payment of 10%.

If You Scored 18 to 20 points:
You could qualify for a mortgage up to $80,000 with a typical down payment of 10%.

If You Scored 21 to 24 points:
You could qualify for a mortgage up to $100,000 with a typical down payment of 15%.

If You Scored 25 to 28 points:
You could qualify for a mortgage up to $125,000 with a typical down payment of 20%.

If You Scored 29 to 31 points:
You could qualify for a mortgage up to $150,000 with a typical down payment of 25%.

If You Scored 32 to 33 points:
You could qualify for a mortgage up to $175,000 with a typical down payment of 25%.

If You Scored Over 33 points:
You could qualify for a mortgage over $200,000 with a typical down payment of 25%.

Note: This chart is for your information only. Loan self-tests do not include all of the factors we consider in evaluating a loan request such as your payment history and your ability to meet your monthly obligations. We reserve the right of final loan approval.

Online BankingIcon For: Online Banking

NET TELLER

LOG-IN    Sign-Up

CEO MessageIcon for: Message

Image for: CEO

Welcome to the world of UBanking, where everything we do begins with U. Visit the rest of our website to get just a taste of who we are. Better yet, stop by and see the difference. At UBank, our success is measured by your success! It's All About U Always!

More...

WeatherIcon For: Weather

Today
Icon For: Clouds
75o
75o
Thu
Icon For: Rain
83o
66o
Fri
Icon For: Rain
83o
70o
Sat
Icon For: Rain
77o
69o
Sun
Icon For: Rain
66o
55o

Jellico, TN: 75o

Change City   Data by OpenWeatherMap

Change City

Cancel
×

Stock

  • ^NYA 11133.5371 NYSE COMPOSIT
    +68.2
    ^IXIC 5089.57 NASDAQ Compos
    +56.8
    ^GSPC 2121.20 S&P 500
    +17.0

    Add Stock