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Current Rates

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Current Rates - All Interest Bearing Accounts
Effective Date: April 1, 2008

Account
Name
Minimum
Deposit
Interest
Rate
APY*
Money Market Personal $2,500 1.25% 1.26%
Now - Personal $1,000 0.50% 0.50%
UBANK Checking $2,500 2.08% 2.10%
Regular Savings $100 0.50% 0.50%
91 Day Maturity CD $1,000 2.00% 2.02%
182 Day Maturity CD $1,000 2.15% 2.16%
12 Month SemiAnnual CD $1,000 2.35% 2.36%
18 Month Quarterly CD $1,000 2.50% 2.52%
24 Month Quarterly CD $1,000 2.50% 2.52%
30 Month Quarterly CD $1,000 2.50% 2.52%
36 Month Quarterly CD $1,000 2.50% 2.52%
48 Month Quarterly CD $1,000 2.50% 2.52%
60 Month Quarterly CD $1,000 2.50% 2.52%
IRA (fixed) $100 Same as CD Same as CD

*Assumes reinvestment of interest earned at the stated rate.
APY means Annual Percentage Yield. Rates subject to change without notice.
Substantial penalty for early withdrawal. Fee's could reduce earnings.

*APY refers to Annual Percentage Yield based on simple interest.
*APR refers to Annual Percentage Rate based on simple interest.